Platform

Empower your progress with innovative solutions

Platform solutions

Turn Challenges into lasting impact

Transforming insurance propositions through end-to-end automation

Underwriting and claims processes are critical customer touchpoints but often suffer from inefficiencies. Insurers face rising expectations, complex claims, and the challenge of integrating digital tools into legacy systems. The demand for speed, transparency, and governance is growing. Life and health insurers must reduce costs while delivering top-tier service. Underwriters deal with complex onboarding, inefficient workflows, and balancing profit margins with societal impacts, often hindered by cumbersome paperwork and inconsistent data. The lack of an ecosystem view further complicates efforts to streamline processes and improve efficiency.

With Digital Solutions

Empowering your next digital leap

Realise lasting impact in underwriting and claims with a scalable and modular solution platform that accelerates your digital journey.

Velogica and VClaims address inefficiencies in underwriting and claims, enabling faster risk decisions and an accelerated digital claims journey, enhancing customer touchpoints and operational efficiency.

Modular solutions platform

Adaptable and modular platform to shape the digital future of insurance

Plug & Play underwriting and claims automation

Easy to launch and modular software components fit for your needs wherever you are on your digital transformation journey in underwriting and claims.

Actionable insights for sharper risk management

Embedded in all solutions we empower you with state-of-the-art analytics for sharper decisions, risk control, and optimized business strategies.

Ready for an Al-powered future of underwriting

Tap into novel sources of automated evidence and use cutting edge AI technology to support manual and difficult decisions by human underwriters.

Flexible and modular SaaS offering

Use our AI-powered SaaS solutions to enhance operations, reduce costs, and improve efficiency. Select the modules that best support your needs with our cloud-based platform.

Our Products

A fully integrated suite of underwriting and claims solutions

Empower your automated underwriting journey with unmatched expertise

Experience instant and seamless risk assessments driven by innovation and precision. Unlock the future of underwriting with Velogica:

  • Achieve exceptional efficiency
  • Implement precise customization
  • Ensure a seamless customer journey

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Advance your claims management with next-gen claims solutions

Experience swift and smooth claims management powered by advanced technology and compassion. Unlock the future now with VClaims:

  • Enhanced claims efficiency
  • Optimize risks & decisioning
  • Leverage data-driven insights 

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Connect with policyholder and grow your business

Empower your customers towards healthier living with the Good Life app, powered by SCOR's Biological Age Model algorithm:

  • Boost your business growth
  • Motivate policyholder for regular engagement
  • Leverage app customization for a seamless experience 

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Harness the power of data for underwriting and claims management

Uncover hidden opportunities and evolving customer behavior with our advanced data analytics capabilities:

  • Monitor your business with reporting dashboards
  • Leverage advanced analytics and predictive models 
  • Compare performance and identify growth opportunities

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Reliable AI to assist human judgement for complex risk decisions

Access the full depth and breadth of data for more consistent risk assessment with AI:

  • Extract, validate, and interpret complex medical data
  • Explore hidden details and collaborate in new ways
  • Search in medical records

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Expert guidelines for complex risk assessment

SCOR’s Underwriting Manual powered by data and knowledge:

  • SCOR’s team of underwriters, doctors, actuaries, and data scientists continually update and locally adjust SOLEM
  • SOLEM guidelines are always adapted to local market situations
  • SOLEM is powered by SCOR’s range of Vitae calculators

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Why SCOR Digital Solutions

Global scale for every Insurer

Wherever you find yourself on the digital transformation spectrum in underwriting and claims, we accelerate your way forward.

1

Technology & Data at the heart of our identity

Turn your ambitions into impact quickly. Our technologies optimize your underwriting processes, increase straight-through-processing rates, reduce acquisition costs, accelerate claims handling and accelerate your business growth.

2

Harness leading reinsurance knowledge and expertise

We listen closely to your needs and are paired with SCOR’s reinsurance experts. From product development to underwriting and claims management, our suite of solutions spans the entire value chain, catering to your unique business needs and securing a confident future together.

3

Capacity to share risks

Leverage SCOR’s global expertise and ability to share risks. This means we assume the risks you underwrite with our digital solutions, distinguishing us from pure play software providers.

READY FOR
DIGITAL SOLUTIONS?

We operate worldwide with
dedicated teams that you can reach directly.

Get in touch